Terms of Service

These Terms of Service ("Terms") constitute a legally binding agreement between you and Stewardis Inc., a Delaware C-Corporation ("Stewardis," "we," "us," or "our"), governing your access to and use of the Stewardis Wealth Intelligence Platform (the "Platform"), our website at stewardis.com (the "Site"), and all related services.

By registering for an account or using the Platform, you represent that you have the authority to bind the company or firm on whose behalf you are registering, and you agree to be bound by these Terms. If you do not agree, do not use the Platform.

1. Eligibility & Account Registration

1.1 Business Accounts Only

The Platform is available exclusively to registered business entities (companies, firms, partnerships, and other legal entities). Individual personal accounts are not permitted. By registering, you represent that you are authorized to act on behalf of the registering entity.

1.2 Accurate Information

You agree to provide accurate, current, and complete registration information, including your company name, country of incorporation, tax identification number, and administrator contact details. You must promptly update this information if it changes.

1.3 Account Security

You are responsible for maintaining the security of your account credentials and email access used for passwordless authentication. You must notify us immediately at [email protected] if you suspect unauthorized access to your account.

1.4 Professional Use

The Platform is designed for use by licensed financial professionals, including wealth advisors, investment consultants, family offices, and financial planning firms. You represent that you hold appropriate licenses, registrations, or authorizations required in your jurisdiction to provide financial advisory services.

2. Platform Services

2.1 Description

The Platform provides tools for wealth management professionals, including client relationship management and pipeline tracking, client meeting discovery upload and AI-powered analysis, investment policy statement (IPS) structured interviews, AI-generated investment insights and specialist reports, asset allocation modeling and financial projections, client deliverable preparation and PDF generation, ongoing monitoring and annual cycle management, and white-label branding capabilities.

2.2 AI-Generated Content

The Platform uses artificial intelligence to analyze client data and generate insights, reports, and recommendations. You acknowledge and agree that AI-generated content is intended as a professional tool to assist your analysis, not to replace your professional judgment; all AI outputs should be reviewed, validated, and approved by a qualified professional before being presented to clients; Stewardis does not guarantee the accuracy, completeness, or suitability of AI-generated content; and you are solely responsible for any investment advice, recommendations, or decisions made using the Platform's outputs.

2.3 Not Financial Advice

The Platform is a software tool. Stewardis is not a registered investment adviser, broker-dealer, financial planner, or fiduciary. Nothing on the Platform constitutes financial, investment, legal, tax, or accounting advice. You should not rely on the Platform as a substitute for professional financial judgment.

3. Client Data & Confidentiality

3.1 Your Client Data

You retain all rights to the client data you upload to the Platform. By uploading client data, you grant Stewardis a limited, non-exclusive license to process, store, and analyze that data solely for the purpose of providing the Platform services to you.

3.2 Your Obligations

You are solely responsible for ensuring that you have obtained all necessary consents, authorizations, and legal bases required under applicable laws (including data protection, privacy, and financial regulations) to upload and process your clients' personal and financial information through the Platform.

3.3 Data Isolation

Client data is isolated per account. Your data is not accessible to other Platform users. We maintain strict access controls to prevent unauthorized cross-account data access.

3.4 Data Processing

Client data submitted for AI analysis may be processed by third-party AI providers under strict confidentiality agreements. These providers are prohibited from using your data for model training or any purpose other than providing the requested analysis.

4. Acceptable Use

You agree not to use the Platform for any unlawful purpose or in violation of any applicable law or regulation; upload false, misleading, or fraudulent client data; attempt to gain unauthorized access to other accounts or Platform systems; reverse engineer, decompile, or disassemble any part of the Platform; use the Platform to send spam, malware, or malicious content; sublicense, resell, or redistribute access to the Platform without our prior written consent; use automated tools (bots, scrapers) to access the Platform except through our documented API; or circumvent any rate limits, security measures, or access controls.

5. Intellectual Property

5.1 Our Property

The Platform, including its design, code, algorithms, AI models, documentation, and all related intellectual property, is and remains the exclusive property of Stewardis Inc. These Terms do not grant you any ownership rights in the Platform.

5.2 Your Content

You retain ownership of all client data and content you upload to the Platform. AI-generated reports and analyses created from your data are licensed to you for your business use.

5.3 White-Label Output

Reports and deliverables generated through the Platform may be white-labeled with your firm's branding and presented to your clients as your own work product, subject to applicable professional and regulatory disclosure requirements.

6. Fees & Payment

6.1 Pricing

Access to the Platform may be subject to fees as described in your subscription agreement or on our pricing page. We reserve the right to change pricing with 30 days' advance notice.

6.2 Payment Terms

Fees are billed in advance on a monthly or annual basis as selected during registration. All fees are non-refundable except as required by applicable law or as otherwise stated in your subscription agreement.

6.3 Late Payments

We reserve the right to suspend or terminate your account if fees remain unpaid for more than 15 days past the due date, after providing written notice.

7. Limitation of Liability

7.1 Disclaimer of Warranties

THE PLATFORM IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE PLATFORM WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.

7.2 Limitation

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL STEWARDIS INC., ITS DIRECTORS, OFFICERS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, BUSINESS OPPORTUNITIES, OR GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE PLATFORM, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

7.3 Cap

OUR TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE PLATFORM SHALL NOT EXCEED THE AMOUNTS YOU PAID TO STEWARDIS IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR ONE THOUSAND DOLLARS (US $1,000), WHICHEVER IS GREATER.

7.4 Financial Decisions

Stewardis shall have no liability for any investment decisions, financial losses, regulatory actions, or client disputes arising from your use of the Platform or reliance on AI-generated content. You assume full responsibility for all professional advice you provide to your clients.

8. Indemnification

You agree to indemnify, defend, and hold harmless Stewardis Inc. and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or relating to your use of the Platform; your breach of these Terms; your violation of any applicable law or regulation; any client data you upload or process through the Platform; any investment advice, recommendations, or financial services you provide using the Platform; or any claim by a third party (including your clients) related to your use of the Platform.

9. Term & Termination

9.1 Term

These Terms are effective from the date you first access the Platform and continue until terminated.

9.2 Termination by You

You may terminate your account at any time by contacting us at [email protected].

9.3 Termination by Us

We may suspend or terminate your account at any time if you breach these Terms, fail to pay applicable fees, engage in conduct that we reasonably believe is harmful to the Platform or other users, or as required by law.

9.4 Effect of Termination

Upon termination, your right to access the Platform ceases immediately. You may request a copy of your client data within 30 days of termination. After 90 days, we will delete your data in accordance with our Privacy Policy. Sections 5, 7, 8, 10, and 11 survive termination.

10. Governing Law & Dispute Resolution

10.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions.

10.2 Jurisdiction

Any legal action or proceeding arising out of or relating to these Terms shall be brought exclusively in the state or federal courts located in Wilmington, Delaware, and you consent to the personal jurisdiction of such courts.

10.3 Arbitration

At Stewardis's sole discretion, any dispute arising from these Terms may be submitted to binding arbitration in Wilmington, Delaware, under the rules of the American Arbitration Association. Arbitration shall be conducted on an individual basis; class arbitrations and class actions are not permitted.

11. General Provisions

11.1 Entire Agreement

These Terms, together with our Privacy Policy and any applicable subscription agreement, constitute the entire agreement between you and Stewardis regarding the Platform.

11.2 Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

11.3 Waiver

Our failure to enforce any right or provision of these Terms shall not constitute a waiver of that right or provision.

11.4 Assignment

You may not assign or transfer these Terms without our prior written consent. We may assign these Terms in connection with a merger, acquisition, or sale of all or substantially all of our assets.

11.5 Modifications

We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on the Site and updating the Effective Date. Your continued use of the Platform after the effective date of any changes constitutes acceptance of the revised Terms.

12. Contact

For questions about these Terms, please contact us at: